Kotak Mahindra Bank Ltd. (KOTAKBANK)
Financials
Hold
Kotak Mahindra Bank Ltd. (KOTAKBANK, Financials) last closed at ₹400.25 and is up 3.0% over the past 3 months (down 0.8% over 1 year). Early recovery — above its 50-day average but still below its 200-day average. Annualized volatility is 22.2%, against a trailing CAGR of -0.4%. Extending the recent trend line, the model projects roughly up 3.9% over the next ~6 months if the pattern holds. Composite score 49/100 → Hold. This is a trend read on historical prices, not a guarantee.
Last close
₹400.25
1-month change
+4.0%
3-month change
+3.0%
1-year change
-0.8%
Trailing CAGR
-0.4%
Annualized volatility
+22.2%
50-day average
₹391.84
200-day average
₹400.44
~6-month projection
+3.9%
Composite score
49/100
Future potential
What could move KOTAKBANK from here — general strategic context plus signals from the price trend above.
Could push the price up
- High-quality, low-NPA balance sheet relative to peers
- Digital-first customer acquisition via Kotak 811
- Wealth management and insurance cross-sell opportunities
- Strategic reset under newer leadership
Could weigh the price down
- Past regulatory restrictions on digital onboarding remain an overhang
- Loan growth has trailed larger private-bank peers
- Premium valuation vulnerable to any asset-quality surprise
- Promoter shareholding reduction requirements
- Still below its 200-day average — a longer-term technical headwind despite any near-term bounce.
- Trailing CAGR is negative (-0.4%) — the multi-year trend has been a drag, not a tailwind.
General strategic context based on the company's known business profile — not real-time news or analyst commentary. Always check the company's latest announcements before investing.
Recent closes
| Date | Close | Volume |
|---|---|---|
| 2026-03-27 | ₹366.15 | 28,928,069 |
| 2026-03-25 | ₹371.10 | 42,442,702 |
| 2026-03-24 | ₹366.85 | 19,990,983 |
| 2026-03-23 | ₹356.55 | 16,980,244 |
| 2026-03-20 | ₹366.75 | 17,077,194 |
| 2026-03-19 | ₹368.15 | 17,308,390 |
| 2026-03-18 | ₹375.40 | 15,235,416 |
| 2026-03-17 | ₹374.20 | 15,176,772 |
| 2026-03-16 | ₹369.85 | 27,927,294 |
| 2026-03-13 | ₹366.85 | 32,179,473 |
| 2026-03-12 | ₹375.30 | 25,048,123 |
| 2026-03-11 | ₹383.20 | 29,991,868 |
| 2026-03-10 | ₹391.85 | 21,346,381 |
| 2026-03-09 | ₹386.35 | 20,275,976 |
| 2026-03-06 | ₹399.80 | 17,512,726 |
This is a trend read on historical prices (momentum, moving averages, volatility, a linear projection of the recent trend) — not a guarantee of future performance. Educational analysis, not financial advice.