State Bank of India (SBIN)
Financials
Hold
State Bank of India (SBIN, Financials) last closed at ₹1039.00 and is up 7.4% over the past 3 months (up 25.8% over 1 year). Cooling off — below its 50-day average but still above its 200-day average. Annualized volatility is 22.3%, against a trailing CAGR of 12.3%. Extending the recent trend line, the model projects roughly up 4.8% over the next ~6 months if the pattern holds. Composite score 53/100 → Hold. This is a trend read on historical prices, not a guarantee.
Last close
₹1039.00
1-month change
+1.8%
3-month change
+7.4%
1-year change
+25.8%
Trailing CAGR
+12.3%
Annualized volatility
+22.3%
50-day average
₹1041.90
200-day average
₹1037.54
~6-month projection
+4.8%
Composite score
53/100
Future potential
What could move SBIN from here — general strategic context plus signals from the price trend above.
Could push the price up
- Dominant low-cost (CASA-heavy) deposit franchise
- Digital push via the YONO platform driving retail growth
- Value in subsidiaries — SBI Life, SBI Cards, SBI Mutual Fund
- Beneficiary of the corporate capex/credit upcycle
- Up +25.8% over the past year, well ahead of a typical index return.
- Trailing CAGR of +12.3% shows sustained multi-year compounding.
Could weigh the price down
- Government/PSU-linked policy and ownership overhang
- Asset quality sensitivity through economic downturns
- Employee pension and provisioning liabilities
- Periodic capital-raising diluting existing shareholders
General strategic context based on the company's known business profile — not real-time news or analyst commentary. Always check the company's latest announcements before investing.
Recent closes
| Date | Close | Volume |
|---|---|---|
| 2026-03-27 | ₹1019.50 | 20,445,349 |
| 2026-03-25 | ₹1060.60 | 16,205,333 |
| 2026-03-24 | ₹1030.80 | 30,416,734 |
| 2026-03-23 | ₹1031.90 | 16,039,603 |
| 2026-03-20 | ₹1058.00 | 17,748,625 |
| 2026-03-19 | ₹1048.90 | 13,431,191 |
| 2026-03-18 | ₹1069.80 | 10,749,915 |
| 2026-03-17 | ₹1064.70 | 16,427,877 |
| 2026-03-16 | ₹1066.70 | 15,322,269 |
| 2026-03-13 | ₹1047.00 | 15,978,675 |
| 2026-03-12 | ₹1085.20 | 14,614,140 |
| 2026-03-11 | ₹1091.10 | 8,364,878 |
| 2026-03-10 | ₹1112.20 | 17,491,459 |
| 2026-03-09 | ₹1098.50 | 24,631,198 |
| 2026-03-06 | ₹1143.00 | 20,333,328 |
This is a trend read on historical prices (momentum, moving averages, volatility, a linear projection of the recent trend) — not a guarantee of future performance. Educational analysis, not financial advice.